All posts by: John@JohnDeRavin.com

Buying a home is an exciting time, especially when you’re looking to purchase so that you’ll have more space to run your business. But as a sole trader, you may......
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Over the past few months, the RBA has reduced the cash rate to an unprecedented historical low of 1%pa. This reduction impacts many ordinary Australians. The RBA cash rate influences......
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I was an actuary before I became a famous author.  My former profession is the butt of many cruel jokes.  For example:  A marketer, an accountant, a mathematician and an......
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New ALP policy announced Recently the Opposition Leader (Hon Bill Shorten MP) and the Shadow Treasurer (Hon Chris Bowen MP) announced that a future ALP government will no longer permit......
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Recently I read an article in Super Review magazine containing some superannuation projections.  The actuarial firm of Rice Warner performed the calculations. What really grabbed my attention was the key......
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Wouldn’t it be great if we lived in a world where you could make a risky investment (shares would be the prime candidate) and if the market value went down,......
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A recent article by Noel Whittaker in the Sun Herald Money section highlighted an innovation by a “Big Four” Australian bank in the area of margin lending products. Taking out......
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Surely a commonly faced question by anyone who owns a home and has some spare capacity to save or invest after living expenses are met including the basic mortgage repayments......
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A couple of weeks ago I received an email that directed me to an article on the website of a finance company that specialises in personal loans. The article was......
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In my book Slow and Steady: 100 wealth building strategies for all ages, Strategy 14 (in the Chapter intended primarily for young adults) is “Don’t buy private health insurance”. After......
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