Welcome
WEALTH BUILDING STRATEGIES FOR EVERY STAGE OF LIFE
TEENAGERS AND YOUNG ADULTS
Getting a part-time job, how to build your career, mobile phones, credit cards, buying a car, what to do about your HELP debt and basic savings strategies.
SUPERANNUATION
Choosing the right superannuation fund, strategies such as making concessional superannuation contributions, spouse contributions, establishing an SMSF and buying life insurance through your superannuation fund.
RETIREES
The age pension, strategies based on the operation of the means tests, draw down your pension at the right rate, annuities, home equity release, the Pension Loans Scheme and retirement villages.
FAMILIES WITH YOUNG CHILDREN
Getting help from the government, saving for your children, consider the costs of schooling, saving for school fees, paying your children pocket money.
ESTATE PLANNING
Writing a will, testamentary trusts, Enduring Power of Attorney, Enduring Guardianship, making a binding death benefit nomination and re-contribution strategies.
CARE OF THE AGED
Accessing the Commonwealth Home Support Programme, accessing a Home Care Package, moving to an aged care facility.
WEALTH ACCUMULATION
Saving systematically, getting the best bank accounts, novated leases, getting the best mortgage loan, establishing an emergency fund, buying investment assets, diversification, keeping your investment costs low, getting your asset allocation right, tax strategies, private health insurance, buying insurances.
PRE-RETIREES
Pre-retirement strategies focussing on age pension entitlements, working out how much you income you need to live on in retirement, working out what financial assets you need to retire, transition to retirement.
WORKING EXAMPLES
Easy to understand examples of how these strategies will save you a LOT of money over time.
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Latest Blog Posts
Here are some of the latest entries from our blog section.
Buying your first home as a sole trader
Buying a home is an exciting time, especially when you’re looking to purchase so that you’ll have more space to...
July 26, 2021
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How much cash should retirees hold?
Over the past few months, the RBA has reduced the cash rate to an unprecedented historical low of 1%pa. This...
August 23, 2019
So how much tax do you WANT to pay?
I was an actuary before I became a famous author. My former profession is the butt of many cruel jokes....
June 24, 2018
READER REVIEWS
I am deeply impressed by this book's comprehensive coverage of taxation, superannuation, investments, mortgages, etc. It is easy to understand and offers realistic and practical strategies. It's also a great reference book for tax agents and financial planners!
I found it so easy to read and extremely interesting. It is a must have in every bookshelf. I just read Chapter 2 as that relates to me right now and found it so interesting and helpful. We have been debating the whole private vs public school and it has given us such a better understanding of how much it will cost.
This book is comprehensively researched to provide relevant, up to date strategies to maximise your wealth against the backdrop of Australia's complicated taxation, superannuation and social security systems.
The very clear style of writing makes it all very easy to follow and all the topics are very relevant and I'm sure would help a lot of people. I have seen some people with some similar advice on websites but no one touches Slow and Steady when it comes to sheer number of strategies, the way it is laid out, the clear language and the research done.
I REALLY like the simple repeated structure for each chapter. The elements all make sense and are simple to follow. The fact that the structure is systematically applied, helps to reinforce the approach - which will "work" for many readers!